feat(chat): 톡 탭 상단에 Yandex 배너를 추가한다

Ultraworked with [Sisyphus]

https://github.com/code-yeongyu/oh-my-openagent

Co-authored-by: Sisyphus <clio-agent@sisyphuslabs.ai>

SodaLive/Sources/Chat/Talk/TalkView.swift

@@ -13,13 +13,18 @@ struct TalkView: View {
     
     var body: some View {
         BaseView(isLoading: $viewModel.isLoading) {
-            if viewModel.talkRooms.isEmpty {
-                Text(I18n.Chat.Talk.emptyMessage)
-                    .appFont(size: 20, weight: .regular)
-                    .foregroundColor(.white)
-            } else {
-                ScrollView(.vertical, showsIndicators: false) {
-                    LazyVStack(spacing: 24) {
+            ScrollView(.vertical, showsIndicators: false) {
+                LazyVStack(spacing: 24) {
+                    YandexInlineBannerView(
+                        placement: .chatTalkTabTop,
+                        horizontalPadding: 24
+                    )
+
+                    if viewModel.talkRooms.isEmpty {
+                        Text(I18n.Chat.Talk.emptyMessage)
+                            .appFont(size: 20, weight: .regular)
+                            .foregroundColor(.white)
+                    } else {
                         ForEach(0..<viewModel.talkRooms.count, id: \.self) { index in
                             let item = viewModel.talkRooms[index]
                             TalkItemView(item: item)
@@ -38,14 +43,15 @@ struct TalkView: View {
                                     }
                                 }
                         }
+
                         if viewModel.isLoadingMore {
                             ProgressView()
                                 .progressViewStyle(CircularProgressViewStyle(tint: .white))
                                 .padding(.vertical, 12)
                         }
                     }
-                    .padding(.vertical, 24)
                 }
+                .padding(.vertical, 12)
             }
         }
         .onAppear {